The need for health care reform has been one of the most hotly divisive, highly publicized topics on the American political landscape over the last few years. Had another facet of health care come up — the need to crack down on Medicare fraud — for national discussion, we all would surely have been in […]
Staff Writers Author Archives
Medicare Fraudsters: Look at Who is Costing You Millions
Insider Information: How Insurance Companies Measure Risk
Insurance companies use a methodology called risk assessment to calculate premium rates for policyholders. Using software that computes a predetermined algorithm, insurance underwriters gauge the risk that you may file a claim against your policy. These algorithms are based on key indicators about you and then measured against a data set to weigh risk. Insurance […]
What You Need to Know About Pre-Existing Conditions
One of the most important changes that will take place with the passage of the Patient Protection and Affordable Care Act (PPACA) is the mandate that people will no longer be denied insurance coverage because they have pre-existing medical conditions, according to HealthCare.gov, a federal government website managed by the U.S. Department of Health and […]
What Medical Procedures Are Covered by Insurance Companies?
Even though roughly a large majority of Americans have some form of health insurance, understanding what exactly is covered by your policy is another story. Representatives are readily available via insurance companies’ 800 numbers, online sites, and even social media pages to discuss specific policy details. But while many health insurance companies are subjective in […]
Insurance Companies and the Affordable Care Act
In the midst of all the political hype over the Patient Protection and Affordable Care Act (PPACA), often dubbed “Obamacare,” many of us are uncertain about what the act actually does and its present and future impact on our health insurance. President Barack Obama signed the act into law in March of 2010 with the […]
Get a Health Insurance Quote
Researching health insurance may seem intimidating. After all, there are multiple key criteria to consider, and no one wants to feel like they’re missing something crucial, or being taken for a ride when they’re simply trying to get a quote. In fact, considering the importance of a comprehensive health insurance plan in your life for […]
Short-term Insurance
Short-term insurance is insurance that can be purchased for a short period of time as opposed the typical annual policy; it is meant to meet the temporary insurance needs of those who purchase it. The main difference between short-term and long-term insurance is simply how long a contract will last. In terms of auto insurance, […]
Finding the Right Insurance Company for You
Shopping for insurance is intimidating. There are countless insurance companies, each promising the best price and coverage. When it comes down to it, however, they can’t all be the best fit for you and your family’s needs. And because being underinsured or having no insurance at all places you at serious risk financially, and in […]
Get an Auto Insurance Quote
Auto insurance quotes vary between companies and depend on your car, your driving habits, and several other factors, so it’s best to gather your driving information and obtain car insurance quotes from several insurance companies before deciding on an insurance policy. Also keep in mind that auto insurance policies may be eligible for discounts, depending […]
A Young Driver’s Guide to Insurance Companies
Young drivers should be as knowledgeable about auto insurance coverage and auto insurance companies as automobile safety and traffic laws. States tend to cover young drivers under their parent’s insurance, according to Liberty Mutual Insurance. But even so, once teens have their permit and begin to learn to drive under their parents’ supervision, an auto […]